[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ponti.sk\/ako-si-urobit-poriadok-vo-svojich-financiach\/#Article","mainEntityOfPage":"https:\/\/www.ponti.sk\/ako-si-urobit-poriadok-vo-svojich-financiach\/","headline":"Ako si urobi\u0165 poriadok vo svojich financi\u00e1ch","name":"Ako si urobi\u0165 poriadok vo svojich financi\u00e1ch","description":"Je ve\u013emi dobr\u00e9 urobi\u0165 si vo svojich financi\u00e1ch preh\u013ead. M\u00e1lokto to v\u0161ak rob\u00ed, no m\u0148a osobne to ve\u013emi bav\u00ed. Sta\u010d\u00ed v\u00e1m papier, pero a\u00a0mo\u017eno aj nejak\u00e9 farebn\u00e9 fixky aby to bolo preh\u013eadnej\u0161ie. V\u00a0prvom rade si nap\u00ed\u0161te v\u0161etky va\u0161e mesa\u010dn\u00e9 pr\u00edjmy. Najlep\u0161ie aj s\u00a0d\u00e1tumom kedy ich budete ma\u0165 na svojom \u00fa\u010dte. Ak sa V\u00e1m to nechce […]","datePublished":"2019-11-08","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.ponti.sk\/author\/#Person","name":"","url":"https:\/\/www.ponti.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ponti.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ponti.sk\/wp-content\/uploads\/img_a303280_w16682_t1563462984.jpg","url":"https:\/\/www.ponti.sk\/wp-content\/uploads\/img_a303280_w16682_t1563462984.jpg","height":0,"width":0},"url":"https:\/\/www.ponti.sk\/ako-si-urobit-poriadok-vo-svojich-financiach\/","wordCount":399,"articleBody":"Je ve\u013emi dobr\u00e9 urobi\u0165 si vo svojich financi\u00e1ch preh\u013ead. M\u00e1lokto to v\u0161ak rob\u00ed, no m\u0148a osobne to ve\u013emi bav\u00ed. Sta\u010d\u00ed v\u00e1m papier, pero a\u00a0mo\u017eno aj nejak\u00e9 farebn\u00e9 fixky aby to bolo preh\u013eadnej\u0161ie. V\u00a0prvom rade si nap\u00ed\u0161te v\u0161etky va\u0161e mesa\u010dn\u00e9 pr\u00edjmy. Najlep\u0161ie aj s\u00a0d\u00e1tumom kedy ich budete ma\u0165 na svojom \u00fa\u010dte. Ak sa V\u00e1m to nechce robi\u0165 m\u00f4\u017eete si stiahnu\u0165 aplik\u00e1ciu va\u0161ej banky, no t\u00e1 v\u00e1m zoh\u013eadn\u00ed iba pohyby na danom \u00fa\u010dte. Urob\u00ed v\u00e1m to aj spending report, ktor\u00fd obsahuje graf v\u00fddavkov a\u00a0pr\u00edjmov. Uk\u00e1\u017ee v\u00e1m taktie\u017e, \u010di ste v\u00a0pluse alebo m\u00ednuse.Existuj\u00fa na to r\u00f4zne programy a\u00a0\u0161peci\u00e1lne aplik\u00e1cie, no mysl\u00edm si, \u017ee \u00faplne posta\u010d\u00ed aj oby\u010dajn\u00fd papier. Je potrebn\u00e9 nevynecha\u0165 \u017eiadny pr\u00edjem ani ten najmen\u0161\u00ed aj ak by i\u0161lo len o\u00a0p\u00e1r eur. Potom pr\u00edjmy zr\u00e1tame. Teraz nasleduje t\u00e1 \u0165a\u017e\u0161ia \u010das\u0165 a\u00a0to v\u00fddavky. Je zrejm\u00e9, \u017ee nebudete ma\u0165 presn\u00fd pojem o\u00a0tom ko\u013eko mesa\u010dne miniete napr\u00edklad na potraviny, drog\u00e9riu \u010di z\u00e1bavu. Pr\u00e1ve preto je dobr\u00e9 aby ste si aspo\u0148 tri mesiace zaznamen\u00e1vali ka\u017ed\u00fd jeden v\u00fddavok. Po t\u00fdchto mesiacoch si to podrobne pozrite a\u00a0v\u00fddaje roztrie\u010fte do jednotliv\u00fdch kateg\u00f3ri\u00ed.V\u0161etky kateg\u00f3rie zr\u00e1tajte. Sk\u00faste poprem\u00fd\u0161\u013ea\u0165 \u010doho by ste sa vedeli vzda\u0165 a\u00a0\u010do je vo v\u00fddavkoch \u00faplne zbyto\u010dn\u00e9 m\u00ed\u0148anie pe\u0148az\u00ed. Ak m\u00e1te preh\u013ead, m\u00f4\u017eete si kr\u00e1sne peniaze u\u0161etri\u0165! No a\u00a0posledn\u00e1 \u010das\u0165 je odpo\u010d\u00edta\u0165 v\u00fddavky od pr\u00edjmov. Zistite tak, \u010di ste v\u00a0strate alebo zisku. Pokojne si to m\u00f4\u017eete zn\u00e1zorni\u0165 aj grafom. Ka\u017ed\u00e1 kateg\u00f3ria bude inou farbou a\u00a0vy tak uvid\u00edte rozdiely vo v\u00fddavkoch. Budete vedie\u0165 na \u010do m\u00ed\u0148ate najviac a\u00a0na \u010do najmenej. Je to celkom zauj\u00edmav\u00e9 si spravi\u0165 tak\u00fdto preh\u013ead vo svojich financi\u00e1ch.Ak si chcete peniaze u\u0161etri\u0165 je to ve\u013emi dobr\u00fd za\u010diatok. Mus\u00edte zisti\u0165, \u010do je vo v\u00fddajoch zbyto\u010dn\u00e9. Niekedy si ani neuvedomujeme ako \u013eahostajne m\u00ed\u0148ame na veci, ktor\u00e9 v\u00f4bec nepotrebujeme. Potom sa \u010dudujeme, \u017ee nem\u00e1me dostatok.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako si urobi\u0165 poriadok vo svojich financi\u00e1ch","item":"https:\/\/www.ponti.sk\/ako-si-urobit-poriadok-vo-svojich-financiach\/#breadcrumbitem"}]}]